We would estimate our fee to be 0.1% of the value of the
loan amount subject to a minimum fee of £750 plus VAT at current rates
We also charge for remitting funds by telegraphic transfer at £50
plus VAT for each transfer.
Disbursements are costs related to your matter that are payable to
third parties, such as search fees land registry fees. We handle the
payment of the disbursements on your behalf to ensure a smoother process.
Searches – Our normal package of conveyancing searches costs
£234.00 inc VAT depending on where the property is located
and any additional searches carried out and your lender’s requirements.
Alternatively your lender may accept Search Indemnity Insurance which
will cost less and we will advise you of the costs of a suitable policy
copy entries and title documents from the Land Registry from £3.90
inc VAT per document.
search fee £2.90 inc VAT per name.
Registry Search £3.90 inc VAT per title.
registration fees – these are dependent on the value of the re-mortgage.
Please go to the following link for Land Registry’s current fees:
Filing Fee - £3.60 inc VAT
The above fees and disbursements are based on a standard freehold
mortgage. If you are re-mortgaging a leasehold property we will charge
an additional fee of between £150 - £250 plus VAT
in respect of the additional work involved.
In addition to the additional fees for acting on a leasehold mortgage
there would be further anticipated disbursements* in respect of
will be fees payable to your managing agent/landlord for providing
replies to basic management enquiries. We will advise you of these as
soon as we have this information but they are usually in the region of £100
- £200 plus VAT*
of Charge fee* usually between £50 and £100 plus
*These fees vary from property to property and can on occasion be
significantly more than the ranges given above. We can give you an
accurate figure once we have sight of your specific documents.
You should also be aware that your ground rent and service charge
will need to be paid up to date before completion of the re-mortgage.
Whilst every effort has been made to ensure the above fees are
accurate we reserve the right to raise further charges if the complexity
or amount of work involved exceeds levels anticipated at the outset.
Please note that the cost of disbursements are subject to any increases
(which are out of our control) which may be imposed by third party
suppliers, or if some of the information on which our quotation is based
proves later to be incorrect. Our fees are applicable only to property
situated in England and Wales.